.: Albert Medinas Profile and Articles
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1). Term Life Insurance – What the Heck does ‘Annuitant’ Mean?Few things in life are as complicated - and vital - as life insurance. In many cases, you may think that you need a lawyer present to sort through the jumble of confusing legal terms used in a standard term life insurance quote. But don’t worry - there is a light at the end of the tunnel, because your life insurance quote is not as complicated as it may seem at first.
2). Fantasy Baseball and that Sweet Electronic Candy
The 1992 Summer Olympics were the first to feature NBA players, and the squad from that year was known as the ‘Dream Team’. Although Fantasy Baseball, Football, or even Basketball did not begin in 1992, these thrilling and interactive pastimes do carry on the tradition of that squad. Fantasy Baseball is one of the more popular games for people to play, and there are even draft kits to help players navigate through the draft and auction process.
3). Tween Scene – No More Kids Clothes?
Shopping for kids clothes is, if not fun, at least a relatively painless parental task. All a parent needs to know to buy clothes is the child’s age and favorite over-commercialized cartoon character. He then need only buy something with that age printed on the tag – 2T for a two-year old, 6X for a tall six-year old – bearing the appropriate Elmo or Dora the Explorer images. Not a flawless system, but one that has stood the transition from shopping moms to shopping, clueless dads like me.
4). The New Auto Insurance Conspiracy Theory
When you signed on the dotted line for your new auto, it seemed like you were on top of the world. You went shopping at the right time, and felt like you got a steal on the price. And then, the insurance bill came in the mail and the bottom on your perfect little world dropped out. What happened?
5). Help Me! Bad Car Loans Have Ruined My Life!
When you are sitting across from the credit manager at the dealership and only a few feet away from the car of your dreams, you really want to believe every word he says. But if you have poor credit history, you know there is no way to get that shiny new car through a bank loan - and he knows it, too!
6). Life’s a Game; Wear a Helmet (and get a Life Insurance Quote)
I have written other articles on various types of insurance – I do this mostly as an aid to my chronic insomnia – and this article, Good Reader, is yet another one. Grab your blankie and pillow, and pull up a mattress. It’s insurance time again.
7). Help! My New Car Financing Has Eaten My Raise!
Let’s take a look at the facts: Housing prices are rising at a clip of 10-15% per year, tuition costs are rising by an average of 10% each fall, and energy costs - well, the average rise in prices depends on the week you happen to be looking at, but double-digit increases have been the norm for the past few years. And now, the really depressing fact: Average wage increases have hovered between a measly 3 and 4 percent for the past three years. Now what, you ask, does any of this have to do with car financing?
Hey, as simple as can be stated, it boils down to numbers.
8). Why Won’t My New Car Just Let Me Eat?
Just looking at it is enough to depress you, isn’t it? The payment on your new car isn’t just depressing, it’s a nightmare that’s not going to end for five years - meaning that you are going to be pinching pennies and surviving off of mac & cheese for awhile! The new car loan rate on your “new baby” is enough to make your palms sweat - and your bank account empty. Sure, you made a few mistakes with the plastic when you were in college, but was it enough to justify an 18% APR on a $25,000 car?
9). Car Rental in Spain is Mainly Not the Same
In a nation like the United States, where icons like McDonald’s and Wal-Mart have spoiled us into thinking we can go anywhere we like and still get a quarter pounder with cheese - or find people wearing blue smocks - it can be easy to think that the world is all the same. Even the car rental game seems the same, because we can get off at any airport and choose between compact, mid-size, or full-size, and generally get what we want and expect. While we may not want to admit it, the rest of the world just does not operate according to our way of thinking.
10). Animal Husbandry and Other Unnatural Acts: A Career in Dog Training
Do you like dogs? Do they like you back? Well, in that case, maybe YOU have what it takes to make it in the ruff and kibble world of canine coaching. Maybe. But before you start barking up this career tree, it might be beneficial to get a little information first.
11). Las Vegas Golf Courses, and the “Losers” Who Play Them
It should come as no surprise that some of the most expensive golf clubs in the country are found in and around Las Vegas. It’s just not as easy as you might think to keep a lush green in the middle of a desert! But there are still a number of private and public courses where you can go and play a great round of golf - and still leave the green with some greenbacks in your wallet.
12). Take This Lousy Dental Insurance And Shove It!
Let’s face it: Some dental plans aren’t worth the paper they’re printed on, and they certainly aren’t worth the money you are shelling out every month for coverage. Now, if your employer is picking up the tab, there isn’t much you can do. But because employers are increasingly turning to cutbacks in benefits such as dental insurance, an increasing number of people are just getting their own.
13). Why Does My Auto Loan Hate Me? I Thought We Were Friends!
Most of us fall in love with a car at a dealership and that’s the end of the story. Hey, where do I sign? Even if we do a great job of chipping away at the sticker price and feel pretty darn good about ourselves, we often get burned on the financing end of things. This is especially the case for people trying to score an auto loan with some bad marks on their credit report.
14). Oh, Give Me a Home, Where the Home Insurance Quotes Roam
Are you like me – do you love talking about insurance? Well, who doesn’t really? So let’s talk home insurance, and what you need to know when you get a home insurance quote.
15). Surely You Jest - Discount Golf in a Desert?
So, how do they get a golf club in the desert? Feed it tons of water and charge the moon for a single round of golf, that’s how! Is there even such a thing as discount golf prices in a desert?
16). Satellite Radio – It’s Not Your Father’s Sputnik
Ever wonder how this whole satellite radio thing works? I mean, it seems to be THE thing now. Many auto manufacturers are installing satellite radio receivers in their new automobiles, and there are home and portable models available through your favorite electronics outlet. But what is it? How does it work? Why should I pay for radio?
17). Help! I Lost My Health Insurance!
It can literally be one of the scariest places to find yourself - without health insurance coverage. When a simple trip to the emergency room can lead to thousands of dollars in charges, the last thing you need is to not have health insurance. But what options do you have?
18). Golf Lessons From a Zen Master
When watching golf on television, one cannot help but wonder how men and women can make millions of dollars playing a game that looks so simple. Honestly, who can’t hit a ball into a hole with 4 or 5 tries? Ahh, but golf is another one of those “finer arts”, and it can take years and years of practice before you break par.
19). Keep Your Free Music Downloads - I Don’t Like Prison!
It honestly seems like the Feds could break our door down at any minute and haul us off to jail for downloading free music. While the iPod and increasing number of companies offering legal music downloads appear to show that consumers still want their MP3s, the truth is that you should be leery of the words “free” and “MP3” appearing together on a website.
20). Computer Training, or “Would You Like Fries With That?”
Without question, computers were more trouble than they were worth for a good many years. Room-sized computers couldn’t even keep up with a cheap pocket calculator for the first 15 years of their existence! And the prices…is it any wonder that most of us thought the computer was just some fancy toy? If you really think about it, Pong lured more of us into the world of computers than anything practical. Ahh, but everything has changed, hasn’t it?
21). Will You, Too, Join the Cult of Satellite TV?
Have you ever noticed how satellite TV subscribers seem to live in groups? Really…take a look at a subdivision, and notice how 5-6 dish owners all live next to one another - it’s like some sort of weird cult when you think about it! I have seen entire subdivisions go “the way of the dish” in a few short months. So why does this “grouping” phenomenon seem to happen with satellite TV?
22). CD Labels and That Voodoo Jive
For decades, people have longed to make their own albums, CDs, or whatever format they happen to take at the time. The only problem was, of course, having the equipment necessary to create your own CDs. But now, thanks to dramatic improvements in pricing and technology, people can in fact create and distribute their own CDs.