.: Robert Alan Profile and Articles
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1). Airlines Credit Card - Pros and ConsThis article describes the pros and cons of an airlines credit card.
2). Balance Transfer Credit Card Rules
This article describes the pitfals of balance transfers and how to avoid them.
3). Getting The Best Rewards Credit Card
Great deals on credit cards are available now at your nearest credit card dealer - or in your mailbox. The time for getting a really useful card can now be obtained. Because of competition, the credit card companies have now decided to give something back in exchange for your payments - on a rewards credit card, and the incentives can be rather attractive.
4). Instant Credit Approval - Avoiding Fees
This article describes how to avoid paying fees on instant credit approval
5). Business Credit Card - Startup Funding for Your New Business
If you are an entrepreneur hoping to start a new business, a business credit card may be just the thing you need. Although business credit cards have been around for many years, they have only recently started to provide incentives that are truly enticing to those starting a new business. When business credit cards were first offered to the businessperson, they were geared more toward corporate executives.
6). Balance Transfer Credit Cards - Opportunity or Danger?
Credit cards can be a wonderful opportunity to do things that would take you several years to achieve, or to help out in an unexpected emergency. However, there is another side to this opportunity, a side that can turn into a true nightmare. Maybe you are already aware of the potential nightmare of swimming in credit card debt. You might believe that balance transfer credit cards are an easy solution.
7). Credit Card Balance Transfer - Do You Need One?
This article describes the various features and benefits of a credit card balance transfer.
8). The Truth About Low Rate Credit Cards
This article describes how low rate credit cards work for consumers.
9). Balance Transfer Credit Cards - Why Switch Cards?
This article covers the advantages and disadvantages of balance transfers and the opportunity to do it.
10). Airline Credit Card - Tips for Getting the Most Miles
This article offers tips for getting a good airline credit card. It also advises the reader on how to get the most miles out of their airline credit card.
11). How Do Instant Approval Credit Cards Online Work?
This article explains what instant approval credit cards are and how they work.
12). Small Business Credit Card - Keeping Business and Personal Separate
It can be a challenge for small businesses to acquire the proper funds they need to set up shop and/or to keep it running smoothly. It is also difficult to keep business and personal accounts separate and to build business credit. As a new business owner, a small business credit card might be just the thing you need. If you have an established business, than a business credit card may be a convenient way for you to manage your cash flow or provide emergency funds when your money gets tight.
13). Find the Best Cash Back Credit Cards
If you are not a frequent flyer or interested in gift certificates to stores you rarely visit, then cash may be much more appealing to you. A cash back credit card can get some of the money you spend right back into your wallet.
Sounds rather funny that a credit card company would offer you cash back on purchases that you make. In fact, some offers are rather hilarious.
14). 0% APR Credit Cards Can Save You Thousands
Low interest credit cards are available as alternatives to those with middle-of-the-road to very high interest rates. If you have a credit card with a high interest rate anywhere from 17% to 24% or higher, then you may not realize that it is costing you hundreds and even thousands of dollars every year in interest alone. Once you understand your credit and how it is impacting your debt situation, you will see how low interest or even 0% APR credit cards can be a much better solution.
15). Rewards Credit Cards – Are They Really a Sweet Deal?
Rewards are everywhere! Gas stations... grocery stores... pharmacies... hotel chains... They all claim to reward you on purchases that you make. Likewise, credit card companies have their own rewards credit cards programs. Simply put, the more you spend, the more rewards you get from a rewards credit card. Sounds like a sweet deal, doesn’t it?
The Fun Factor of Rewards Programs
Unless you're a savvy rewards credit card shopper that's done his or her homework, then you might end up feeling like a kid again or worse yet, a fool.
16). Miles Credit Card - Truth Be Told
This article describes the truth about miles credit card offers, what they offer and how they can help consumers.
17). Instant Approval Credit Cards How Instant Are They?
This article discusses instant approval credit cards and how "instant" they are in reality.
18). Balance Transfer Credit Card – Benefits of Competition
The article describes who benefits from balance transfer credit cards and why, and offers guidance to those shopping for one. The article is presented from the perspective of the customer and how the market economy benefits him through balance transfer credit cards.
19). Reward Credit Card - Helping You Take That Dream Vacation
Have you dreamt recently of taking that long awaited vacation cruise to the Greek Isles or that weekend getaway to the Bahamas? Or how about taking that African safari? Imagine sipping iced tea in the Sahara or touring the pyramids. Some of us have the luxury of being able to afford these vacation "rewards", but most of us typically cannot afford the luxury.
20). Airline Credit Cards - An Introduction
This article provides an introduction to airline credit cards and how they work.
21). Student Credit Cards - Are They Important?
This article describes the importance of student credit cards for students and young people trying to get access to lines of credit.
22). Understanding College Credit Cards
Today credit cards are everywhere you look and even college students are great candidates for owning their own college credit cards. Many students are now living on their own or in dorms and need to learn to maintain their own expenses making college credit cards a necessity for many students.
College credit cards are basically just like regular credit cards.
23). Private Label Reward Credit Cards
More and more, consumers are becoming just as interested in the label associated with their reward credit card as they are with the interest rate, possible annual fees, and rewards. After all, credit cards were once very nondescript with nothing special separating one from the other but the Visa or MasterCard logo in the bottom right hand corner.
Looking for Unique
Today, many consumers are looking for reward credit cards with flair, personality, and a unique quality.
24). Instant Credit Card Approval
This article provides an overview of instant credit card approval plans, including an overview into the process of obtaining one and some tips on what you should expect.
25). Deciding if Cheap Credit Cards are the Best Choice for You
If you are looking for cheap credit cards, you need to have a clear idea of what to look for. In addition, you need to decide if what the card has to offer is really best for you. Simply offering a low interest rate does not necessarily make certain credit cards better than others. In fact, there are a number of card characteristics you should take under consideration when choosing from among low interest credit cards and other credit cards on the market.
26). Reward Credit Card or Cash Back -- Which Is Better?
A reward credit card and a cash back credit card are often confused by consumers and even used interchangeably by many credit card companies. In reality, these two types of credit cards can actually be quite different. In fact, the way you earn the rewards or cash back can be quite different, as can the method for spending the money, points, or miles you earn from the card.
27). Airlines Credit Card - How To Find the Best Available
This article describes how to identify the best airlines credit cards available.
28). Rewards Credit Card - Most Popular Rewards
This article provides and overview of the benefits of a rewards credit card and gives some tips on how to get one.
29). Business Credit Cards - Bookkeeping Made Easy
A small business credit card has a number of advantages. In addition to being able to help with start up costs and providing special rewards that are meaningful to business owners, business credit cards can make bookkeeping much easier. In fact, using a business credit card can take nearly all of the headaches of keeping track of expenses out of your hands, giving you time to focus on company growth.
30). Cash Back Credit Cards Guide
The article tries to provide an introduction to cash back credit cards.
31). Miles Card - How Many Miles Before You Reap?
This article describes how to benefit from a miles card and expectations cardholders should have about their use.
32). Balance Transfer Credit Card - Debt Consolidation
This article describes how to use balance transfer credit cards to effectively consolidate debt.
33). Comparing 0 APR Credit Cards
With all the introductory 0 APR credit cards popping up all over the internet in emails, on websites as advertisements and even in the regular mail through flyers, it is very hard to decide which credit card company is really offering the better deal in the long run. The introductory offers all look great but what happens after they expire? Do not take the introductory offer for 0 APR credit cards at face value.
34). Student Credit Card - Choosing Your First Card
This article seeks to show student how to be responsible for a credit card, and how to go about deciding what the best features are for a good student credit card.
35). Rewards Credit Cards - Reward Offers
This article takes a look at the common rewards that rewards credit cards offer.
36). Rewards Credit Card Offer Sweet Perks
This article is to help customers in understanding what and the functions of rewards credit cards in the credit card rebates market.
37). Credit Card Rebates & Rewards
This article describes how consumers can research and find about credit card rebates and the availability of different rebate credit cards.
38). Low APR Credit Cards – Selecting the Best
Hunting for and selecting the very best low APR credit cards has become easier with the advent of the Internet where you can do easy comparisons (from the various options available to you at the click of a mouse) as to which low APR credit card will be the best for your needs.
Simply put, low APR credit cards charge you an interest rate even lower than the standard APR offered by most traditional credit cards.
39). 0% APR Credit Cards - What You Need to Know
0% APR credit cards are an appealing option for frequent shoppers that rely on having a low monthly interest rate when they cannot pay off the entire balance of the credit card in any month. But what you really need to know about 0% APR credit card offers, often times is never discussed.
For starters, the APR is the commonly-used acronym for "Annual Percentage Rate," which is the annual month-to-month rate that you can expect to get for your credit card balance.
40). Business Credit Card - How to Find The Right Card
Depending upon the type of business you have should dictate what type of business credit card you get. Just like the needs of people vary so do the needs of various businesses. Depending upon whether or not your business is in sound financial shape, or not, should affect your credit card requirements as well. Your personal bank will regularly send you applications for their line of credit cards that might include very attractive features and benefits.
41). Airline Credit Cards - A “How To” Guide
There are many airline credit cards available today, but it is up to you to earn the most miles/points possible. You will find how to earn bonus miles, use business expenses to your advantage, and how to turn normal purchases/budget expenses into miles/points. Let’s discuss in more detail how to maximize your card’s earning potential.
Bonus Miles/Points
Some airline credit cards will give a new card holder bonus miles for choosing their card or even give double miles/points when you purchase airline tickets.
42). 0% APR Credit Cards Make It Possible To Save Money
I'm sure you've seen direct mail offers, promotional brochures and Internet ads announcing:
"0% APR credit cards. Limited time offer. Apply today!"
You can't beat that for a credit card. That's just like buying something with cash. A great deal, especially if you don't have cash on hand. But you may be wondering, "How can the credit card companies and banks make money if they aren't charging interest?" Well, read on to find out whether or not these 0% APR credit card offers are just pulling your leg.
43). Balance Transfer Credit Card - The Easy Way To Avoid High APRs
Nowadays, credit cards offer many features designed to appeal to everyone -- from cash back and rebate offers to point systems and frequent flyer miles. Many of these offers work to your advantage only if you make large and frequent purchase. On the same hand, you get more in return if you can pay off the balance each month. Otherwise, the annual fees and high interest rates typically found on these types of cards will make the rewards seem worthless.
44). Getting the Most from Your Credit Card Rewards
This article describes how to get the most out of your credit card rewards programs.
45). BestCash Back Credit Cards - Earn 5% Cash Back Automatically
With so many scams out there and businesses trying to pull the wool over consumer's eyes, it seems impossible to believe that a credit card would really offer to pay 5% cash back just for making purchases with the card. Nonetheless, it is true. Several of the best cash back credit cards are really giving their customers 5% cash back rewards - and you just might be able to take advantage of these special deals.
46). College Student Credit Cards - The Ins and Outs
This article describes how to find and select the best college credit cards for students.
47). Business Credit Cards - Corporate and Small Business Credit Cards Compared
Business credit cards come in a variety of forms, which can seem a little overwhelming to someone that doesn't know the difference between the different types of cards. When it comes to business credit cards, the largest percentage of the market is small business owners. In fact, small businesses are the driving force behind the American economy and create the most new jobs every year.
48). Understanding the Rewards Credit Card
This article describes how to understand and interpret the different types of rewards credit cards available.
49). Compare Cash Back Credit Cards Before You Decide
If you are considering applying for a cash back credit card, you need to be sure to take a close look at all of the options available to you. You might think all cash back credit cards are the same. After all, all of them result in money in your pocket, right? Well, not exactly. Yes, you will earn money with any cash back credit card you select. But, just how much money you earn and how you earn the money in the first place may vary.
50). Finding the Best Mileage Cards
This article describes how to find the best mileage credit cards available.