.: Credit Articles

Display by: Popularity | Title | Newest | Oldest

1) What Is a Good Credit Score – How Can I Raise Mine?
What is a good credit score? When you request a free copy of your credit report, you will find a score assigned to your credit history. This score will determine whether or not creditors will grant you the loan or credit that you want because it gives them an idea of your risk to repay. Generally, the answer to the question “what is a good credit score?” is the higher the better.
article tags: what is a good credit score, raise my credit score

2) Paying Off Your Credit Card Balances: Running The Numbers
Ever thought about paying off your credit card balances? Maybe you would like to be debt free just to reduce your stress. Or perhaps you need to be debt free to retire. If you have Microsoft Excel running on your computer at home or work, you can use Excel’s NPER function to calculate how quickly you can pay off a debt such as a credit card balance.
article tags: credit card, debt relief, debt consolidation

3) Cash Back Credit Card – Some FAQs
It seems like a great idea to earn money while you spend it, isn't it? But, is this possible or is it just a hoax? You can earn a lot of money with a cash back credit card. You can increment the percentage values of your income at the end of the year while using cash back credit cards. So use this article as a guide for choosing the best cash back credit cards.
article tags: cash back credit card, best cash back credit cards, cash back credit cards

4) Best Rewards Credit Cards
It's almost a guarantee when you check your mailbox you will have a couple pieces of mail offering you a pre-approved credit card. Now most people will casually discard them without any regard to the offer that is inside. But before you throw away that credit card offer you may want to take a peek at it. Many credit card companies are now offering you FREE rewards just for using your credit card.
article tags: credit cards, credit, rewards credit cards, cards

5) How To Wipe Out Bad Credit And Rebuild Your Credit Report
Most people who have bad credit think there is nothing they can do about it. They mistakenly believe that they have to live with their bad credit for a long time. You don't have to live with bad credit or pay hefty fees to have your credit repaired. You can remove bad entries in your report and rebuild your credit profile. You don't need to spend a fortune to accomplish this.
article tags: repair bad credit, rebuild your credit, credit repair, erase bad credit, credit repair information, credit repair service, credit repair tips

6) Airlines Credit Card - Pros and Cons
This article describes the pros and cons of an airlines credit card.
article tags: airlines credit card, airline cards, airline card

7) How To Build Up Your Credit
There are many effective ways to build credit. In order to keep creditors from bothering you, and in order for you to get a loan with a reasonable interest rate, you need to learn how to build your credit. The best place to start is to not buy things that you don’t need. If you always make impulse buys, you will find yourself in deeper debt very quickly.
article tags: credit repair, debt help, credit counseling

8) How Credit Card Balance Transfers Can Affect Your Credit Score
Transferring balance from a high interest credit card to a new lower interest card can definitely save you money on interest, if nothing else at least until the introductory rate ends (if applicable). We all receive those infamous credit card offers in the mail, urging us to apply for a new card and transfer our high interest balance over, in order to take advantage of the lower interest rate that this new card has to offer.
article tags: credit report, credit cards, balance transfers, credit score

9) The Best Ways To Build Credit: How Credit Cards Can Help
If you have not yet established a credit record for yourself or you are in the process of rebuilding your credit, getting a credit card can greatly help you. The fact is, credit cards are one of the best ways to build a credit history and increase your credit worthiness. If you wondering why you need to build your credit, consider the following reasons: 1.
article tags: best ways to build credit, build credit, rebuild credit, credit history, no credit, credit rating

10) One Step Closer To Bankruptcy
I have written a couple articles so far about the downfall of GM and Ford, although I have mostly focused on GM. GM announced today that they are going to offer some 113,000 hourly employees a severance package in the six figure range to leave and waive their rights to their healthcare benefits. Here is the link to the article making the announcement: http://www.
article tags: general motors, gm, business, bankruptcy, pontiac, gto, chevy, cadillac

11) Balance Transfer Credit Card Rules
This article describes the pitfals of balance transfers and how to avoid them.
article tags: balance transfer, balance transfers, credit card balance transfer

12) Online Credit Card Application: The Easiest Way To A Customer’s Heart
Many credit cards are offered in the market today thus, making companies more aggressive in advertising and marketing their card services. These companies (e.g. banks, department stores, specialty stores, airlines, hotels, etc.) have found a powerful tool in catching the attention of prospective card holders: online credit card application. What advantage/s does online credit card application offer? The bottom line of online credit card application is “convenience”.
article tags: credit, credit card, finances, debt, wealth

13) Identity Theft - Think You're Not at Risk?
We live in an information-oriented society. Technology allows us to do business and make transactions literally in a matter of seconds. This abundance of information has given rise to a new crime - identity theft. In fact, according to a 2003 release from the Federal Trade Commission, approximately 27 million Americans have fallen prey to identity thieves since 1999.
article tags: identity theft, legal services, credit monitoring, credit restoration, crime, pre-paid legal, identity theft shield

14) Excessive bank account and credit card charges attacked as “unfair” and possibly illegal
One missed credit card payment, or going overdrawn without permission, and suddenly a Ł30 charge can be incurred. Bank charges can seem to be unfair and too harsh given the frequently tiny amounts of unauthorized borrowing involved. Now it seems that the law could be in agreement. Following on from an investigation launched in October 2003, eight.
article tags: bank account, current account, financial comparisons, credit card, credit, personal finance, finance, money, credit cards, debit cards, savings, bank accounts, moneynet, moneynet.co.uk, ft.com, financial times

15) Buy A Car With Bad Credit - 4 Tips On Getting Approved
Financing a new or used car with poor credit is feasible. However, there are ways to boost your approval chances and possibly acquire a reasonable interest rate. Do not enter the car buying process blindly. Individuals with good credit have many options. On the other hand, if your credit is bad, you must search for a good deal. Here are four tips to help you obtain a car loan with bad credit.
article tags: auto loan, car loan, bad credit

16) Bankruptcy
The legal provision of bankruptcy, though sometimes misused, is a progressive and often merciful process. By it, a hopelessly indebted individual can make an official declaration of financial inability and be free of obligation. This may be on a temporary or permanent basis, depending on the degree of insolvency. With new amendments in US laws, there is little or no social or corporate stigma attached to filing for bankruptcy.
article tags: bankruptcy, types of bankruptcy, filing bankruptcy, bankruptcy laws

17) How Your Credit Card Interest Charge Is Determined
Your credit card's interest rate isn't the only thing that affects how much you end up paying on your credit card bill, though it is a major determining factor. There is a difference between your interest rate and your interest charge. In simple terms, the rate is the percentage of your balance that your interest charge will be based on. The interest charge is the actual number of dollars that you pay for interest - based on your interest rate.
article tags: credit, cards, interest, free, 0, introductory, offers, transfer, balance, purchases, credit

18) Credit Card Faq - Credit Card Security And Authentication
With the ever rising reports of credit card fraud, fraudulent use, internet phishing and identity theft, people are rightly concerned about credit card security. Fraudulent credit card use can be an annoyance at best, and seriously damage your credit at worst. It's only reasonable that people have questions about credit card security and authentication methods.
article tags: credit cards, internet, online, security, fraud, phishing, safe, purchase, buy, best

19) Credit Bureaus Adopt New Credit Scoring System
The three major consumer credit bureaus in the U.S. have recently created a new credit scoring system that will give financial institutions a more consistent evaluation of the credit worthiness of applicants. The three agencies -- Equifax, Experian and Transunion -- have introduced the new system called "VantageScore". The new scoring system will be used immediately for reporting to banks, lenders, and credit card companies, and will be available to consumers later in the year.
article tags: credit, credit bureau, credit cards, debit cards

20) BJB: A Rule To Rule Your Debts
It is essential that you get in control of your finances from an early stage – but does that mean not having any debt? When is it right to take out a new loan?
article tags: debt, debt, loan, loans, control debt, controlling debts, credit cards, borrowing, borrow

21) Bad Credit Mastercards - Build A Good Credit History
Unfortunately, many people underestimate the importance of establishing a good credit history. Because the average person cannot afford to pay cash for large purchases such as an automobile or home, financing has become a part of life. If you have good credit, your financing options are many. Nonetheless, those with bad credit have the opportunity to improve their credit standing, which opens the door for better financing options.
article tags: bad credit credit cards, mastercard

22) Student Credit Card Or The Bank Of Mom And Dad
Student credit cards can be a quick and easy solution to an unexpected cash crunch. Lets say you work at a local hot-dog stand on weekends to help make ends meet. But the boss ran into a little gambling problem and couldn't pay you this week. But you bought a case of beer for the weekend and your last text book will finally be in at the bookstore on Monday (only a month late).
article tags: student loan, credit cards, student debt

23) Credit card minimums not doubling, but might still hurt
Executives at Debt Shield, Inc., a Maryland-based debt settlement firm, said that the increased minimum monthly payments on credit card balances will most likely not double, as it is widely reported, but that the increase might push financially struggling cardholders into bankruptcy or bankruptcy alternatives, like debt settlement. “While credit industry.
article tags: credit card debt, visa, master card, american express, discover, amex, debt, bankruptcy

24) Save Your Credit AND Your Marriage
Before you whip out your credit card, stop and think. America is often called a consumer society, and it's true. We're also a nation of credit card debt, which is evidenced by some of these startling facts. We all know that acquiring overwhelming debt is stressful from a financial standpoint. However, it might surprise you to know that more than 70 percent of divorces in America are brought about due to financial problems.
article tags: credit card debt, new year resolutions, save credit, marriage, jeanette fisher

25) Pros And Cons Of Credit Cards
Credit cards are very convenient. There’s no need to carry any cash; you can just take a credit card with you to the shop and charge for your shopping. When you shop on the Internet or over the phone, it’s the only good way to make purchases online. This is more convenient than posting a cheque for payment. Like anything convenient, though, having credit cards have its cons.
article tags: credit card, credit cards, credit card debt

Browse Pages: 1 [2] [3] [4] [5] [6]

.: Credit Articles

.: Main Menu

.: Article Categories