.: Employed Top Related Articles
1). Getting Bank Loans when you are Self Employed
There was a time when being self-employed meant that you would have a very hard time ever getting any credit from a bank. This was pretty much accepted as one of the downsides to self-employment that would go hand in hand with all the benefits such as freedom to control your own working life and only answering to yourself.
It is however, still the case that for people who are new to self-employment and cannot prove a steady income over at least a year or more, it can be very difficult to get loans.
Article tags: loans, banks, interest, rates, retire, pensions, self, employed, credit, debt
2). Teens and Credit Cards
"Don't worry about it. I've got it this time. Next one is on you." A commonly heard statement when going out to lunch, but not so common when the words are being uttered by your 14 year old unemployed son as he whips out his credit card and places it on the lunch bill.
There appears to be a rising trend in teens using their own credit/debit cards.
Article tags: teens, credit cards, cash, purchase, responsibility, employed, money
3). eBay Home Business Tutorial: Is Creating Ebooks With Adobe Professional A Good Idea?
In my previous eBay auction tutorials, I talked about how someone - a lot of someones - are willing to pay for your knowledge, whether it's a soup recipe, bowling tips, or just about anything!
Selling ebooks means that you don't have to spend a lot of money for inventory, and you can "deliver" your ebooks via email immediately after someone purchases them, which is a very big selling point.
Article tags: ebay, auction, login, uk, ca, home, business, work, at, self, employed, adobe, make, money, fast
4). Not traditionally employed; not a traditional loan
In 2004, over £41.2bn was lent to the self employed or those with poor credit history but even with the more relaxed approach of banks these days, nine million people are still refused loans each year.
For people who are self employed or working on a contract to contract basis, banks may be concerned about your long term income status and ability to maintain you repayments for the loan.
Article tags: loans, self, employed
5). Loans for Self-Employed
One of the most fundamental details that all banks will look for in all loan applicants is a steady, dependable income. The amount of this income will decide how much the applicant will be granted. If there were no dependable income, then on the face of it, it would appear to a lender’s calculation, that the loan amount should be zero. This is the traditional method of calculating personal loans.
Article tags: loan, self, employed, lenders, risk, earnings, borrowers, rates, interest