.: Premium Top Related Articles
1). Re-evaluating Surety Bond Underwriting
Traditional surety bond underwriting does not allow for any losses. In other words, applicants are only suppose to be approved for a bond if the underwriter believes there will be no claims. This differs from insurance underwriting, as a loss is expected and is built into the premium. Higher risk applicants are usually declined or asked to post 100% collateral with the bond.
Article tags: underwrite, surety, bond, insurance, bonds, claims, collateral, approved, bonding, market, conservative, premium, contracts, commercial, traditional, underwriting, underwriter
2). Gap Car Insurance: Do You Need It?
What is gap car insurance and how do you know whether you really need it? Gap car insurance, like many other types of insurance isn’t necessarily required.
Article tags: insurance, car, motor, auto, difference, cover, lose, cover, claim, premium, cost, charge
3). Can Car Insurance Be Affected By Your Bad Credit History?
If you have bad credit you can be denied car insurance! The protections afforded to the consumer since the Depression of 1929 no longer exist. The Financial Laws passed through Congress in 1992 allowed banks, insurance companies, investment firms to handle banking, insurance and investment operations. Laws passed after 1929 had prevented banks from.
Article tags: insurance, car, motor, auto, difference, cover, lose, cover, claim, bad, credit, increase, premium
4). Life Insurance – 66% Of Applicants Face Loaded Premiums
If you're lucky, you'll get a life insurance quotation that you are happy with, progress to application, and get yourself insured within 48 hours at the original price quoted. Unfortunately this isn't the case for 66% of applicants - who face delays and loaded premiums.
So why is this happening? Well, life insurance companies provide quotes based on the ‘perfect person' – which basically means you must be 45 or under and in excellent health, have no hereditary illness in the family, work in an office and want no more than £250,000 cover.
Article tags: life, insurance, loaded, premium
5). Why You Should Consider Pet Insurance For Your Family Pet
If you have ever wonder about the benefits of insuring your family pet, then you may want to consider the following pointers as to why you should consider pet insurance for your family pet:
1 in every 3 family pets will visit a vet this year for treatment
40 percent of all vet fees are caused by ‘unforeseen’ illnesses or accidents
less than 15 percent of family pets in the UK are covered by pet insurance
the average vet bill for care and attention needed following a road accident involving a cat or dog last year was circa.
Article tags: pet insurance, insurance, pet, animal, cheap, premium, vet, cost, policy, excess, accident, illness
6). Auto Insurance 101
Auto insurance can be confusing for most consumers; there are so many different types of insurance and it can be difficult to determine the type of coverage you’re required to carry versus the types of coverage that you really should carry in order to protect yourself but that are not required.
Article tags: auto, car, motor, insurance, liability, premium, cost, payments, cover, damage, claim
7). Renters Insurance 101 Explained
If you rent a home or apartment instead of owning a house outright you may not think you have a need for insurance or believe that it is even available to you for that matter.
Article tags: insurance, renters, accomodation, space, share, payment, premium, accident, value, cost
8). Your Insurance Premium May Be Affected By Global Warming
The last decade or so have not been a particularly good one for the UK insurance industry. It seems that at least once a year the UK insurance industry gets to feel the bit of a natural disaster somewhere in the world.
In more case than not, environmentalist will then go on record as saying the natural disaster was avoidable, but for the fact that we are subject to ongoing global warming, which we should only expect to get worse.
Article tags: insurance, car, motor, global, warming, climate, change, claim, bad, credit, increase, premium
9). Car Insurance FAQs
Can I insure a modified or classic car; who will offer insurance cover?
Yes, you can insure a modified car but because your car is a specialist car, not all auto insurance companies might be willing to provide coverage for it since it requires high price replacement parts and also skilled labor if the car is involved in an accident. Thus, you have to take a special car insurance that is designed especially for modified and classic cars.
Article tags: insurance, policy, accident, car, losses, uninsured, premium, excess, cover, legal
10). Loan cover – watch out for Payment Protection Sharks
The Financial Services Authority (FSA) has been investigating the way Payment Protection Insurance is being sold by loan providers which include some of the UK's biggest banks and building societies. And it's big business. Sales of PPI as it's called, earn lenders more than £1billion a year.
PPI is designed to protect borrowers by paying monthly loan repayment in the event that the borrower becomes unemployed or unable to work though accident or illness.
Article tags: shark, loans, premium, protection
11). Calculate the Cost of Chasing a Lead. Reduce it by Giving
Have you ever wondered what it would cost you to attract just one qualified lead? You may have lots of inquiries, but not all inquiries become customers. How then would an inquiry be upgraded to a qualified lead?
Before we can calculate the cost, we need to know what a qualified lead is. A qualified lead will have to satisfy four different criteria.
Article tags: premiums, corporate, gifts, premium, malaysia
12). Health Insurance 101 Explained
We all understand the importance of health insurance; however, as the types of health insurance continue to increase it is becoming more and more difficult to select the type of coverage that is best for you and your family.
Article tags: insurance, health, cover, injury, death, illness, work, payment, premium, accident
13). Hello Kitty makes a big money!
Do you like collect something? What kind of collecting behavior when you get collectable premiums? In Taiwan, the seven-11 chain introduced a series of magnet printed Hello Kitty as the premium. A battery magnet includes thirty one patterns. You will get one when expend over NTD 77. This promotion was very successful. Everyone was crazy to collect the Hello Kitty magnet.
Article tags: collecting behavior, hello kitty, premium, marketing, collection
14). Car Insurance - How can you lower your premiums?
Many factors influence the premium for your Motor insurance policy. Your insurer will have asked you many questions whilst producing your quote - some of which will affect your premium and some will not. Below we discuss the key variables that are within the policyholder's control.
Consolidating policies
By insuring a number of vehicles with the same insurer, or by trying to take out home and life insurance through your car insurer, you may be able to secure a ‘bulk buy’ discount.
Article tags: car, insurance, motor, premium, cheap, save, money, mileage
15). Insurance: The Common Insurance Points
Most people will be familiar with insurance in some form or another. We all have taken out home insurance, car insurance or credit insurance among others. Insurance contracts are long and complex documents with a lot of small print. Sometimes even a lawyer would get lost in the complexities involved in them. However, there are a few features that all insurance contracts must have in common.
Article tags: insurance, loss, financial, risk, insurer, premium, illness, accident, medical, expenses