.: Score Top Related Articles
1). Mortgage Refinancing Below 500 FICO
If you have been turned down for a mortgage refinance, especially a cash out or debt consolidation refinance, because your lender says your credit score is under 500, there are a variety of new options and strategies available which can help you get the cash you need now to pay off your credit card debts, collection accounts, and other derogatory or poor credit accounts and improve your FICO credit score to the point where you can qualify for a low interest, fixed rate loan.
Article tags: refinance, mortgage, 500, fico, under, below, bad, credit, score, poor, debt, consolidation, hard, money, private
2). The Top Ten Client Feedback Questions
As program chairperson of my SCORE * chapter I am always looking for new presenters to address the group. I frequently ask my fellow business counselors to give me some ideas for topics of interest to them.
In August one member approached me with an idea. He suggested inviting some of the clients that the counselors had worked with this year to one of our meetings to give us some feedback on our counseling techniques -both the highs and the lows.
Article tags: alvah parker, attorneys, practice advisor, coaching, score, customer service, feedback, parker's points, road to success, leadership, assertive, business advisor, creative ideas, counselor, service, client, career
3). Credit Card Applications – Getting Approved After Refusal
It can be disheartening when you apply for a credit card and get turned down. However, in the vast majority of cases, it really is not anything that you need to worry about. While there are some people out there who would be approved for virtually everything they could think of applying for, for the vast majority of us, applying for a credit card can take a little time and some trial and error.
Article tags: credit cards, applications, refused, credit, rating, bad credit, poor credit, apply, refused, online, best, sceured, guaranteed, score, report
4). How many Credit Cards do I need?
Using a credit card has become a very common way for a family to pay for the items it needs and wants. According to CardWeb.com, a firm that tracks the credit industry, the typical American family of four carries about $8,100 in installment debt–most of it in credit cards. At 18% interest, that costs them nearly $1,500 a year or $125 a month they can’t spend or save for anything else.
Article tags: credit, card, visa, mastercard, score, rating, bank, consumer, debt, consolidation
5). How To Repair Your Credit with Credit Cards
Very few people live their entire lives without inflicting any damage upon their credit scores. Fortunately, there are solutions to repairing bad credit and restoring faith with credit agencies and bureaus. All it takes is a little time and the right strategy.
Article tags: bad credit, poor, repair, score, credit card, fico, secured
6). Home Loans – Factors Used To Determine Your Credit Score
Credit scores are a major issue when it comes to getting a home loan. Following is a discussion of how said credit scores are determined.
Home Loans – Factors Used To Determine Your Credit Score
If you want to borrow hundreds of thousands of dollars for the purchase of a home, you are going to have to put up with some scrutiny. Your credit history, blemishes and all, is going to be front and center.
Article tags: mortgage, home loan, credit, score, debt, credit cards, payment, history, credit, inquiries, mortgages
7). How to choose a Credit Card
There are literally thousands of credit cards out there to choose from. You receive offers in the mail, in your email, over the phone, and on the websites you surf to on the Internet. We are inundated with credit offers, but are all credit card offers worth taking? The answer is a definite no. There are many things about accepting the offer of a credit card you need to know.
Article tags: credit, card, visa, mastercard, score, rating, bank, consumer, debt, consolidation, identity, theft
8). Understanding What Credit Card Services For Small Businesses Are And How To Choose Them
Describes the nature and uses of credit card services for small businesses and how to select which service suits you the best.
Article tags: credit, card, small business, financing, software, eligibility, score, loan, bank, service, taxes
9). Loans: Helping Or Hurting Your Credit
All around the world, there are many individuals who are worried about their credit. In the past, a person’s credit only use to be taken into consideration when trying to obtain financing, but things have since changed. Your credit may be examined when you are applying for a job or looking to rent an apartment. Your credit score is determined by a combination of factors.
Article tags: loans, secured, personal, home, unsecured, credit, score, improve, better, interest, offer, deal
10). 6 Ways In Which You Can Avoid The History Of Bad Credit
1. Those who don't know history are doomed to repeat it.
Our nation is in chaos and the root of it all stems from good graces of man. Credit is deeply rooted into our history, it stems from a person's or merchant’s product or service is priced too high for the average consumer. When payment from the patron for the item(s) was not convenient at the current time arrangement could be negotiated.
Article tags: credit, good, bad, raise, my, fico, score, my fico score, raise my fico, negative, items, line item
11). Use Your Reset Button to Change Your Vibration
At every moment you can tell if the vibration that you are sending is either a positive one or a negative one by identifying the feeling you are experiencing. At every moment you have a feeling and that feeling is causing you to emit or send off a vibration - and in the 'vibrational' world there are only two kinds of vibrations; positive or negative.
Article tags: law, attraction, vibration, score, vibes, celebration, moment, want, negative, statements, declarative, positive, energy, focus
12). Preventing Identity Theft
What is Identity Theft? It is the theft of your personal information, such as social security number, driver's license number, credit card and bank account numbers, mother's maiden name, and more, with the intent to obtain credit and credit cards from banks and retailers, steal money from the victim's existing accounts, apply for loans, establish accounts with utility companies, rent an apartment, file bankruptcy or obtain a job using the victim's name.
Article tags: credit, card, visa, mastercard, score, rating, bank, consumer, debt, consolidation, identity, theft
13). Credit Card Rates
There are a number of factors that will effect the credit card rates you will be offered by credit card providers. Credit card providers never offer the same credit card interest rate to all of their customers, but using complex calculations of risk assessment and credit worthiness, they set a number of different rate bands, and then place each applicant for credit in the appropriate rate band depending on the factors they used.
Article tags: credit, cards, rates, score, report, financial, terms, risk, bands, bills
14). Tips To Help Make Your Tournament Plan A Resounding Success
Planning a golf tournament? Here are some tips to help you.
1. Select a good golf course and facilities that can accommodate all the needs that you have and make sure that their staff employees are likewise accommodating. Check with the employees and ensure that you tell them what you need and what you want to happen, especially if you plan on having an awards or some sort of ceremonies after the tournament.
Article tags: golf, score, tips, lower, tournament
15). Three Steps to Starting Your New Business With a Clean Credit Score
For many people, starting their own business is a personal dream. Before fulfilling your personal dream, it's necessary to get your personal finances in order. At this early stage you'll be using your own personal finances to start your business and if you want to succeed you must approach your personal finances with a professional eye.
Avoid funding start-up expenses via credit and running up huge credit card debt.
Article tags: debt, credit, collections, finances, credit history, debt guru, score, credit card report, starting a business